Privacy Policy

REVISED DATE

April 2023

Facts

What does First Guaranty Bank do with your personal information?

 

Why?

 

 

 

What?

 

 

 

How?

 

 

 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 


 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account Balances and payment history
  • Credit History and credit scores

When you are no longer our customer, we continue to share your information as described in this notice. 


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Guaranty Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does First Guaranty Bank Share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 
 
Yes
 
 
No
For our marketing purposes—
to offer our products and services to you
 
Yes
 
No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes—
information about your transactions and experiences
 
Yes
 
No
For our affiliates’ everyday business purposes—
information about your creditworthiness
 
No
 
We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to youNowe don't share

 


Questions?

 


Call toll-free +1-660-952-5438
Who we are
Who is providing this notice?First Guaranty Bank
What we do
How does First Guaranty Bank
protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Guaranty Bank collect my personal information?

We collect your personal information, for example, when you:

  • open an account or apply for a loan
  • use your credit or debit card or make deposits or withdrawals from your account
  • provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. 

 

Our affiliates include companies with a First Guaranty Bancshares, Inc. name.

 

Financial companies, such as:

  • First Guaranty Bank Title

Nonfinancial companies, such as:

  • First Centurion Insurance Agency, Inc.
  • First Centurion Tag & Title
Non affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • First Guaranty Bank does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partner(s) include companies such as insurance companies and companies that provide financial products & services.
.
Links from the First Guaranty Bank web site to other web sites are provided solely as a convenience to visitors. If you use these links, you will leave the First Guaranty Bank web site.

The First Guaranty Bank does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.

If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.